How We Support Financial Advisors

RPA is an independent third party retirement plan administration, non-producing TPA company.  We have been administering retirement plans since 1985 from our offices in Atlanta, GA and Columbia, SC.  Although we are proud of our roots in the Southeast, we are not limited to our geographic location and we work equally hard for our Advisor relationship across the country.  We are committed to our partnerships with investment advisors and we are in the truest sense; your partner, “never your competitor”.

RPA can provide support to your clients under a private label or co-branded basis, and we are confident that you will appreciate our open architecture approach to retirement plan design.  This approach, coupled with our expertise and professionalism, will give you the freedom as a trusted advisor to assist your clients in their selection of the best mutual funds across all asset classes, and with no proprietary requirements.

RPA uses TPA service credits to offset our administration costs.  In addition to fee proposals, we will also work with you to provide a comprehensive compliance review, plan design illustrations for your client; we also provide you assistance in closing an important sale, and are available to accompany you to client meetings to provide support, if you would like for us to.

Please click here for our Producer Value Proposition (.pdf).  Please contact us for a new fee proposal request.

Retirement Plan Design

RPA can provide you with our pre-approved prototype or Volume Submitter plan documents for faster and more convenient implementation of your plan.  Our consultants can personally work with you to assist in the plan design ensuring the plan reflects your client’s business specifications and objectives.

Whether it is a start-up or a takeover plan, we provide services for the following types of plans:

• 401(k) Plans
• 403(b) Plans
• Profit Sharing and Money Purchase Plans
• Traditional Defined Benefit Plans (DB)
• Cash Balance Plans
• Employee Stock Ownership Plans (ESOP)

Allocation formulas include:

• Integration with Social Security
• Standard Profit Sharing
• Age Weighted
• Safe Harbor
• Triple Stacked Match
• New Comparability or Cross-tested